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Personal accident insurance

Personal accident insurance

Accidents can happen at any time... So, we’ve got your back all the time

In a nutshell

King Price personal accident insurance will pay out a once-off amount after an accident that causes the accidental permanent disability or death of anyone in your family, including you.

Here's how it works

You choose an insured value, which is the value we'll pay out in the event of a claim. Please refer to the table in your KPPD that shows the percentages that we’ll pay out for different kinds of claims.

As with all kinds of insurance cover, the insured value that you choose, combined with your personal risk profile, will determine your premium.

What's covered by the king

You, your spouse and family members, are covered for death and permanent total disability that’s the result of an accident that happens anywhere in the world, provided that these family members:

  • Are financially dependent on you.
  • Normally live with you.
  • Are between 14 and 70 years old.

By 'accident' we mean an unexpected and unintentional event caused by violent, external and visible means, which results in injury leading to disability or death within 12 months of the event.

By 'permanent total disability' we mean a disability arising from an accident that entirely prevents you from being able to work, that’s likely to last for the rest of your life, and that's supported by medical evidence.