Car insurance

Royal insurance for your car... With premiums that decrease monthly

In a nutshell

Ever wondered why your car insurance premium keeps going up and up, while your car's value keeps going down and down? It doesn’t make sense at all!

At King Price, we completely get that price is king, and we also like to do things the sensible way. That’s why we offer super cheap car insurance premiums that automatically decrease as your car loses value.

Crazy? Nope! It just makes sense to the king of insurance! And, we’re proud to say we’re the first insurer in Africa (and the world, as far as we know) to offer car insurance premiums that decrease.

What we mean by ‘car’

Any Namibian-registered motorcar or LDV (light delivery vehicle/car) as stated on your policy schedule… That’s NOT used for emergency services (including traffic control and armed response), law enforcement, towing, taxi purposes or the transport of fare-paying passengers.

Choose your excess

We’re the insurer of choice… We give you choices! You choose the excess amount that suits your pocket. It works a bit like a see-saw. The higher the excess you choose, the lower your monthly premium, and vice versa.

What is the excess? It’s the first amount payable in the event of a claim… Due by policyholders to insurers. So, please make sure that you can pay the amount you’ve chosen, if you ever need to.

You can also choose the cover you want

What’s covered by the king

  • Roadside assistance
  • Accident assistance
  • Hail damage
  • Towing and storage
  • Legal liability
  • Accident
  • Theft or hi-jacking
  • Attempted theft or hi-jacking
  • Fire, explosion or earthquake
  • Storm, flood, freezing or snow

What’s NOT covered by the king

  • Driving under the influence
  • Leaving the scene of an accident
  • Racing or using the car to earn an income
  • Selling your car
  • Unroadworthy car
  • Intentional loss or damage
  • Your car is used without your consent

What’s covered by the king

  • Legal liability
  • Theft or hi-jacking including
  • Attempted theft or hi-jacking
  • Fire

What’s NOT covered by the king

  • Driving under the influence
  • Leaving the scene of an accident
  • Racing or using the car to earn an income
  • Selling your car
  • Unroadworthy car
  • Intentional loss or damage
  • Your car is used without your consent
  • Accident
  • Roadside assistance
  • Accident assistance
  • Hail damage
  • Towing and storage
  • Explosion or earthquake
  • Storm, flood, freezing or snow

What’s covered by the king

  • Legal liability

What’s NOT covered by the king

  • Driving under the influence
  • Leaving the scene of an accident
  • Racing or using the car to earn an income
  • Selling your car
  • Unroadworthy car
  • Intentional loss or damage
  • Your car is used without your consent
  • Accident
  • Roadside assistance
  • Accident assistance
  • Hail damage
  • Towing and storage
  • Theft or hi-jacking
  • Attempted theft or hi-jacking
  • Fire, explosion, earthquake
  • Storm, flood, freezing or snow

Optional insurance cover

The king's benefits

The king's benefits