Car insurance

Simple insurance for your car... With premiums that decrease monthly

In a nutshell

Ever wondered why your car insurance premium keeps going up and up, while your car's value keeps going down and down? It doesn’t make sense at all!

At King Price, we completely get that price is king, and we also like to make insurance as simple as possible. That’s why we offer super cheap car insurance premiums that automatically decrease as your car loses value.

Crazy? Nope! It just makes sense to the king of insurance! And, we’re proud to say we’re the first insurer in Africa (and the world, as far as we know) to offer car insurance premiums that decrease every month.

The types of cars we insure

The king insures any Namibian-registered car or LDV (light delivery vehicle) as long as it’s not used for:

  • Emergency services (including traffic control and armed response).
  • Law enforcement.
  • Towing
  • Taxi purposes (or the transport of fare-paying passages).

The types of cover we offer

No matter your insurance needs, we’ve got the cover option for you! Whether you’re looking for all the bells and whistles, insurance that’ll cover damage to other people’s property, or peace of mind when it comes to theft… Your choice = our pleasure.

What’s covered by the king

  • Roadside assistance
  • Accident assistance
  • Hail damage
  • Towing and storage
  • Legal liability
  • Accident
  • Theft or hi-jacking
  • Attempted theft or hi-jacking
  • Fire, explosion or earthquake
  • Storm, flood, freezing or snow

What’s NOT covered by the king

  • Driving under the influence
  • Leaving the scene of an accident
  • Racing or using your car to earn an income
  • Selling your car
  • Unroadworthy car
  • Intentional loss or damage
  • Your car is used without your consent

What’s covered by the king

  • Legal liability
  • Theft or hi-jacking
  • Attempted theft or hi-jacking
  • Fire

What’s NOT covered by the king

  • Driving under the influence
  • Leaving the scene of an accident
  • Racing or using your car to earn an income
  • Selling your car
  • Unroadworthy car
  • Intentional loss or damage
  • Your car is used without your consent
  • Accident
  • Roadside assistance
  • Accident assistance
  • Hail damage
  • Towing and storage
  • Explosion or earthquake
  • Storm, flood, freezing or snow

What’s covered by the king

  • Legal liability

What’s NOT covered by the king

  • Driving under the influence
  • Leaving the scene of an accident
  • Racing or using your car to earn an income
  • Selling your car
  • Unroadworthy car
  • Intentional loss or damage
  • Your car is used without your consent
  • Accident
  • Roadside assistance
  • Accident assistance
  • Hail damage
  • Towing and storage
  • Theft or hi-jacking
  • Attempted theft or hi-jacking
  • Fire, explosion or earthquake
  • Storm, flood, freezing or snow

Get up to 20% off when you insure 2+ cars

There's a great new way to save! It's called 'multiple car discount' and it's exactly what it sounds like... The more cars you comprehensively cover with us, the more discount you get!

Here's how it works:

  • 1 car = super cheap insurance.
  • 2 cars = up to 10% discount on both cars.
  • 3 cars = up to 15% discount on all 3 cars.
  • 4+ cars = up to 20% discount on all your cars.

Choose your excess

Keen to save even more on your car insurance premium? Choose your very own excess and we’ll adjust your premium accordingly!

It works a bit like a see-saw:

  • Lower premium = higher excess.
  • Higher premium = lower excess.

What’s an excess, you ask? It’s the first amount payable in the event of a claim (due by policyholders to insurers). So please make sure that you can pay the amount you’ve chosen, if you ever need to.

Want to learn more about what an excess is? Just click here.

Optional cover

The king's benefits

The king's benefits