- Acquisition and new business.
- Additional insured.
- Car parks (parking facilities provided by you).
- Cross liabilities (the insured stated on your policy schedule are indemnified separately).
- Emergency medical expenses.
- Employees' and visitors' property.
- Extended reporting.
- Manifestation of damage or injury.
- Tenants' liability.
- Gratuitous advice (we will cover you where you unintentionally failed to perform your legal duty to exercise due care in providing technical information or advice).
- Tools of trade (as long as it doesn't fall within motor insurance or compulsory third-party insurance).
- Unattached trailers (as long as it's not insured by another policy or falls within compulsory third-party insurance).