Public and employer's liability insurance

You're looking out for your employees… Let King Price look out for you

In a nutshell

Businesses face many threats, every day. But, the king understands that protecting your royal family is your top priority. That’s why we’ll cover you for any legal liability following injury to an employee that happens in the course of, or in connection with, their service to you.

  • Public liability (claims made and claims incurred): You’re covered for damages you become legally liable to pay, arising from the accidental death of, or bodily injury to, illness or accidental loss or damage to others or their tangible property… If these occurred in the course of or in connection with your business.
  • Acquisition and new business.
  • Additional insured.
  • Car parks (parking facilities provided by you).
  • Cross liabilities (the insured noted on your policy schedule are indemnified separately).
  • Emergency medical expenses.
  • Employees' and visitors' property.
  • Extended reporting.
  • First claim date.
  • third party
  • Gratuitous advice (we'll' cover you where you unintentionally failed to perform your legal duty to exercise due care in providing technical info or advice).
  • Manifestation of damage or injury.
  • Tenants' liability.
  • Tools of trade (as long as it doesn’t fall within motor insurance or compulsory third party insurance).
  • Unattached trailers.
  • Employer's liability.
  • EU liability.
  • Legal defence costs.
  • Products liability.
  • Defective workmanship liability.
  • Spread of fire.
  • Wrongful arrest and defamation.