Accidental damage insurance

Accidents happen... We can't stop them, but we can insure your business against them

In a nutshell

Running a business is risky business and, sadly, accidents are part of everyday life. The king’s accidental damage insurance protects your business from unexpected mishaps. By ‘accidental damage’ we mean the accidental, physical loss of, or damage to, any tangible property that belongs to you or for which you’re responsible.

  • Fees for the examination of municipal or other plans.
  • Costs incurred in the necessary demolition, removal of debris and the erection and maintenance of hoardings during demolition and rebuilding.
  • Architects' and other professional fees.
  • Fire brigade charges.
  • Any costs incurred due to the necessity to comply with building or other regulations of any public authority.
  • Leakage.
  • Specifically exclude property you don't want to cover.