Money insurance

Protect your money's worth

In a nutshell

Money doesn't grow on trees... So let the king protect the fruits of your labour. The king covers you and your business in the event of financial loss due to the loss of, or damage to, any money kept on your business premises or at your home. ‘Money’ includes your cash, bank and currency notes, cheques, postal orders, current negotiable postage and revenue, credit card vouchers and documents, certificates or other instruments of a negotiable nature. This includes money for which you’re responsible. The king has your back if an event occurs that leads to loss or damage of money... Up to the maximum amount as noted on your policy schedule.

  • An amount for your claim of money, as noted on your policy schedule.
  • Locks and keys.
  • Receptacles and clothing.
  • Skeleton keys.

Loss or damage (with exceptions as noted on your policy schedule):

  • Arising from the dishonesty of any principal, partner, director, member or employee.
  • Where property isn't contained in a locked safe or strong room and the part of the premises was left unattended at the time of the loss.
  • From any motor being used by you.
  • Arising from the use of keys to a safe or strong room.
  • Arising from a shortage due to an error or omission.
  • Arising from an event covered by the king’s (or another) fidelity insurance.
  • Personal accident.
  • Riots and strikes.

Please note: The king has special conditions that apply to cheques, whether they're drawn by you, received by you, or drawn by someone else and posted to you, but not received by you.