Insurance
excess
At King Price we keep excess simple
Here's a breakdown
As you know, at King Price we always have your best interests at heart. For this reason, we simplified and restructured our insurance excess amounts to make your universe a brighter, easier and cheaper place.
Best of all, with us you get to choose the basic car excess that best suits your pocket and preference. The higher the excess, the lower your monthly premium... So play around with our awesome excess slider to select the premium and excess that makes you the happiest.
The king’s excess summary
| Basic excess | |
|---|---|
| Car: Basic car excess (you choose) | N$1,500 - N$27,500* |
| Car: Factory-fitted radio (not specified) | Basic |
| Car: Specified radio | N$750 |
| Car: Window replacement (excluding panoramic glass) | N$750 |
| Car: Window chips | No excess |
| Motorbike: Basic excess | N$2,750 or 10% of claim value |
| Motorbike: Theft of keys | N$500 |
| Caravan | N$2,500 |
| Trailer | N$2,500 |
| Specified portable possessions | N$500 or 5% of claim value |
| Unspecified portable possessions | N$500 |
| Buildings | N$1,500 minimum, N$4,500 maximum or 5% of claim value |
| Home contents | N$1,500 minimum, N$4,500 maximum or 5% of claim value |
| Additional contents cover | N$400 |
| Additional excess | |
|---|---|
| These are to be paid per incident, over and above your basic excess, if applicable: | |
| Car: If the incident driver isn’t the regular driver and is younger than 25 years OR has had a driver's licence for less than 2 years | N$4,500 |
| Car: If the incident occurred outside of SA and the car isn’t drivable | N$7,500 |
| Car: If the incident occurs in the first 3 months of cover | N$3,500 |
| Motorbike: If the incident occurs in the first 3 months of cover | N$3,500 |
| Motorbike: If the named rider has a learner’s licence | N$5,000 |
| Motorbike: If there’s more than 1 claim for the same type of incident within any 12-month period | N$2,000 |
| Motorbike: If there’s no other party involved, or if the third party can’t be traced | N$2,000 |
| Motorbike: For an approved track school incident | N$5,000 |
