Theft insurance

Comprehensive theft insurance for businesses…At a steal

In a nutshell

Business owners carry the responsibility for making sure that it’s business as usual, even after a robbery. The king’s theft insurance for businesses covers everything, from the loss of, or damage to, your stock or your clients’ goods, to making good any damage to property that you own or for which you’re responsible. The king covers you for the theft of property belonging to you, or for which you’re responsible, inside the buildings, or on the premises, at the address as stated on your policy schedule… Where the theft or attempted theft is accompanied by forcible or violent entry/exit or is accompanied by a threat of violence (unless otherwise stated on you policy schedule).

  • Damage to buildings.
  • Locks and keys.
  • Malicious damage.
  • Skeleton keys.
  • Temporary repairs.
  • Where the thief is invited onto your premises.
  • Theft without forced or violent entry/exit.
  • Property more specifically insured elsewhere.
  • Loss or damage covered by the king's fire insurance.
  • An explosion used to attempt to gain entry into the building.
  • Loss or damage covered by the king's glass insurance.
  • Cash, bank and currency notes, cheques, postal orders money orders, current negotiable stamps and documents or certificates of a negotiable nature (unless otherwise stated on your policy schedule).
  • Theft by your principal, partner, director or household member (or where they were an accessory to the theft).
  • Theft with the use of keys and the burglar alarm (unless they were obtained through threat of violence or violence).