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Motorbike insurance

5-star cover for your 2-wheeled wonder... And your quad-bike

The king’s comprehensive motorbike insurance covers you for accident damage, theft and hi-jacking, and for your liability to other parties following a motorbike accident.

When we say ‘motorbike’ we mean the motorbike or quad-bike that you’ve insured with us, as stated on your policy schedule, including all its parts and attached accessories, which must be a Namibian-registered motorbike.

You can choose the cover you want

Comprehensive cover

We cover you for accident damage, theft and hi-jacking, and for damage that you accidentally cause to other parties and/or their property as a result of a motorbike accident.

You’re also covered for:

  • Hail damage.
  • Business use (but not if you’re doing deliveries, sorry).
  • Damage that happens while your motorbike is being on- or off-loaded, or is being transported.

Third party and theft

We cover you for theft and hi-jacking, as well as for liability for injury to other people and damage to their property as a result of a motorbike accident.

Third party only

We cover you for liability for injury to other people or damage to their property as a result of a motorbike accident.

Theft only

Some cover is better than no cover at all. With this option you’re covered for the loss of your motorbike due to theft or hi-jacking.

Get motorbike insurance, right now

Optional extra cover

Optional extra cover must be noted separately on your policy schedule with separate monthly premiums.

Shortfall cover

If your insured motorbike is financed by a financial institution at the time of it being written-off, stolen or hi-jacked, then shortfall cover pays any amount that you may still owe to the financer after we’ve paid out the agreed value that’s stated on your policy schedule.

Car hire

Provided that you have a valid driver’s licence for a car, the king’s car hire will ensure that you have a rental car for up to 30 days after a successful claim for the loss of, or damage to, your insured motorbike.

N$1 insurance for motorbike gear

You can link your comprehensive motorbike cover to N$1 insurance for the named rider’s gear, like the helmet, leathers, gloves, boots and neck brace. Yup, you’ll pay just N$1 monthly to cover this gear against accidental damage!

Just to be clear

Here are some terms that you might not have come across before:

Named rider

When your motorbike is insured with King Price, only the named rider stated on your policy schedule will be covered in the event of a claim. This means that there won’t be cover if anyone else rides your motorbike... Not your spouse or son, not your mate visiting from Oz, not your neighbour. No 1.

Agreed value

The agreed value that’s shown on your King Price policy schedule refers to the amount that the motorbike is covered for. This agreed value must be, well, agreed on by you and us, and must include the non-standard fitted extras and accessories. This agreed value won’t depreciate, and so your motorbike premium won’t decrease monthly (sorry).

It’s your responsibility to review this agreed value regularly. If the condition of the motorbike at the time of the claim is worse than at the time of the valuation, the payout may be less than the agreed value that’s stated on your policy schedule.

What’s covered by the king

Any quad-bike or Namibian-registered motorbike that’s classified as a:

  • Superbike.
  • Naked superbike.
  • Muscle bike.
  • Touring bike.
  • Super touring bike.
  • Dual sport bike.
  • Motard.
  • Cruiser.
  • Custom bike.
  • Classic bike.
  • Scooter.
  • Hyperscooter.
  • 3-wheeler.
  • Sidecar.