Personal insurance
All about
personal accident insurance
Life can change in an instant. If an accident permanently affects your health, we’ve got your back.
All about personal accident insurance
Life can change in an instant. If an accident permanently affects your health, we’ve got your back.
King Price personal accident insurance: In a nutshell
When your loved ones rely on your support, an accident can have lasting consequences. With our personal accident cover, a lump sum is paid out if you, or your dependants, are permanently disabled due to an accident, or in the unfortunate case of accidental death.
King Price personal accident insurance: In a nutshell
When your loved ones rely on your support, an accident can have lasting consequences. With our personal accident cover, a lump sum is paid out if you, or your dependants, are permanently disabled due to an accident, or in the unfortunate case of accidental death.
What’s covered under personal accident
No matter where in the world an accident may happen, you, your spouse, and your dependants are covered for:
What’s covered under personal accident
No matter where in the world an accident may happen, you, your spouse, and your dependants are covered for:
Death
Permanent total disability
Death
Permanent total disability
Cover for your fam
Your spouse and dependants are covered anywhere, if they’re:
Cover for your fam
Your spouse and dependants are covered anywhere, if they’re:
Financially dependent on you
Living with you under the same roof
Between 14 and 70 years old
Financially dependent on you
Living with you under the same roof
Between 14 and 70 years old
How it works
If an accident causes multiple disabilities, we’ll pay out for each disability, up to the maximum insured value noted on your policy. For partial disabilities, a % of the insured value is paid, based on the type and severity of the injury.
How it works
If an accident causes multiple disabilities, we’ll pay out for each disability, up to the maximum insured value noted on your policy. For partial disabilities, a % of the insured value is paid, based on the type and severity of the injury.
Our personal accident benefits
Here’s a summary of what you’re covered for, depending on the type of injury.
Our personal accident benefits
Here’s a summary of what you’re covered for, depending on the type of injury.
Scroll to compare
| Insured injury | Condition | % of the insured value to be paid |
|---|---|---|
| Condition | % | |
| Death | ||
| Death |
You and your dependants older than 14.
|
100%
|
| Permanent disability | ||
| Permanent disability |
Loss by physical separation at or above the wrist or ankle of 1 or more limb.
|
100%
|
|
Permanent and total loss of the:
|
100%
100%
75%
|
|
|
Permanent and total loss of hearing in:
|
100%
25%
|
|
|
Permanent and total loss of speech.
|
100%
|
|
|
Injuries resulting in permanent, total disability from following usual occupation, or any other occupation for which you’re fitted by knowledge or training.
|
100%
|
|
|
Loss of 4 fingers.
|
70%
|
|
|
Loss of thumb (1 or both phalanges).
|
25%
|
|
|
Loss of index finger (1, 2 or 3 phalanges).
|
10%
|
|
|
Loss of any other finger (1, 2 or 3 phalanges): Per finger
|
6%
|
|
|
Loss of metacarpals (first, second, third, fourth or fifth).
|
5%
|
|
|
Loss of toes:
|
30%
5%
5%
|
|