- Accounts receivable.
- Acquisition of new business.
- Architects & other professional fees.
- Capital additions.
- Cross liabilities.
- Demolition & clearing costs.
- Emergency medical expenses.
- Employees' & visitors' property.
- Fire extinguishing charges.
- Gratuitous advice.
- Labourers/contractors/employees omissions.
- Load shedding power surges.
- Locks & keys.
- Loss of water.
- Power surges & lightning strikes.
- Property temporarily removed.
- Public authorities' requirements.
- Public supply connections.
- Rent & alternative premises.
- Security costs.
- Skeleton keys.
- Tenant's liability.
- Tools of trade.
- Unattached trailers.
- Vehicle loads.
- Water heating systems & pressurised pipes.
In a nutshell
Light engineering companies typically manufacture consumer-facing products and the term refers to manufacturing that turns pre-fabricated goods into saleable products. In reality there are a huge number of potential types of light engineering, every industry in which products are produced (not service-based industries) will involve a degree of light engineering. Some potential light engineering sectors include: Toys and games, doors and shelves, home appliances, consumer electronics and shoes.
Target market
All light engineering businesses.
Light engineering cover
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- Accidental damage.
- Business interruption.
- Contents of liquid storage containers.
- Damage to surrounding property.
- Defective workmanship.
- Deterioration of stock.
- Explosions of boilers or pressure vessels.
- Failure of electricity supply.
- General liabilities.
- Goods in the open.
- Goods in transit.
- Leakage by sprinklers, drenching systems of fire extinguishing equipment.
- Machinery breakdown.
- Malicious damage.
- Motor: Passenger liability & unauthorised passenger liability.
- Motor: Specified or fleet basis (deposit premium options).
- Non-forcible & violent entry into vehicle.
- Personal accident & stated benefits.
- Protective brickworks & refractories.
- Refrigerant & transformer/switchgear oil.
- Riot & strike.
- Security services.
- Specified or unspecified suppliers, customers & sub-contractors.
- Spread of fire.
